支付方式与时间
支付方式和时间
支付方式和时间是支付条款的重要内容,因此,合同中的支付条款是根据支付方式来确定的,
不同的支付方式,合同中支付条款也不同。
(1)汇付方式下支付条款的订立方法
在使用汇付时应明确规定汇付的时间、具体汇付方式和汇付金额等内容。例如“买方应
不迟于2月1日将100﹪的货款用票汇预付并抵达卖方。”(The buyer shall pay 100﹪ of
the sales proceeds in advance by Demand Draft to reach the seller not later than
Feb.1.)信汇M/T 电汇T/T 票汇D/D
(2)托收方式下支付条款的订立方法:买方为付款人
由于托收的种类多种多样,在磋商和订立合同条款时,就要具体情况明确规定清楚。例如:
“买方对卖方开具的见票后30天付款的跟单汇票,于第一次提示时给予承兑,并应于汇票
到期日给予付款,付款后交单。”(The Buyers shall duly accept the documentary draft
drawn by the Sellers at 30 days sight upon first presentation and make payment on
its maturity. The shipping documents are to be delivered against payment only)
付款交单(D/P)的订立方法:
1) 即期付款交单:“凭买方为付款人的即期汇票付款,付款后交单“。
2) 远期付款交单:“凭买方为付款人的见票后××天付款的汇票付款,付款后交单“。
承兑交单(D/A)的订立方法:
“凭买方为付款人的见票后×天付款的汇款付款,承兑后交单”。
(3)信用证方式下支付条款的订立方法
信用证支付条款的订立方法因进口合同种类的不同而异,又因信用证种类的各异而有所区
别。一下分别介绍几种信用证支付条款的具体订法:
1) 即期信用证支付条款
“买方应于装运月份前××天通过卖方可接受的银行开立并送达卖方不可撤消的即期信
用证,有效期至装运月份后15天在中国议付”。
(The Buyers shall open through a bank acceptable to the Sellers an Irrevocable Sight
Letter of Credit to reach the Sellers ×× days before the month of shipment, valid
thfor negotiation in China until the 15 day after the month of shipment.)
2) 远期信用证支付条款
“买方应于××××年××月××日前(或接到卖方通知后×天内或签约后×天内)通过×
×银行开立以卖方为受益人的不可撤消(可转让)的见票后××天(或装船日后××天)付
款的银行承兑信用证,信用证议付有效期延至上述装运期后15天在中国到期。”
(The Buyers shall arrange with ××Bank of opening an Irrevocable ﹤ Transferable
﹥ bankers acceptance Letter of Credit in favour of the Sellers before „„ 〈or
within ×× days after receipt of Sellers advice; or within ×× days after signing
this contract 〉,The said Letter of Credit shall be available by draft at ×× days
after sight 〈or ××days after date of shipment〉and remain valid for negotiation
thin China until the 15 after the aforesaid time of shipment )
3)循环信用证支付条款
“买方应于第一批装运月份前×天通过卖方可接受的银行开立并送达卖方不可撤销即期循
环信用证,该证在2005年期间,每月自动可供××(金额),并保持有效至2006年1月15
日在北京议付。”
(The Buyers shall open through a bank acceptable to the Seller an Irrevocable
Revolving Letter of Credit at sight to reach the Sellers ×days before the month
of first shipment .The Credit shall be automatically available during the period
of 2005 for ×× 〈value〉per month, and remain valid for negotiation in Beijing
until Jan.15,2006)
即期D/P sight
托收付款交单(D/P)远期D/P after sight
跟单托收
承兑交单(D/AD/A
结算方式
汇付预付货款
货到付款
托收
信用证对卖方的约束或对买方的约束对卖方是否有利最有利收货无保证收货缺乏保证收货有保证对买方是否有利收货无保证最有利有利交单有保证手续简单简单稍多多不能约束交单不能约束付款D/P以较低约束付款以相符交单约束银行或买方付款