[非寿险定价]专业词汇英汉对照表
《非寿险定价》专业词汇英汉对照表
accident date
accounting information actual underwriting profit allocated assets
allocated loss adjustment expense,ALAE attachment point auto physical damage balance principle method basic premium
Bonus-Malus System,BMS brokerage fee burning cost
calendar year investment offset procedure calendar year return on equity method carry forward provision case reserve ceding commission changes in equity charge claim database claim frequency
事故日期 会计信息 实际承保利润 已占用资产 直接理赔费用 起赔点 车损险 平衡法 基本保费 奖惩系统 经纪人佣金 燃烧成本法
日历年投资收益抵消法 日历年权益回报率法 滚转条款 逐案估损准备金 分保手续费 权益增量 超支 索赔数据库 索赔频率
claim severity claim/accident limit claims-made policy clash cover
close ratio,conversion rate coinsurance
coinsurance apportionment ratio coinsurance clause coinsurance deficiency coinsurance penalty coinsurance requirement coinsurer combined ratio
complement of credibility composite rating
conditional survival probability consumer price index contingency provision
corporate target underwriting profit provisions corridor clause credibility factor
deferred acquisition balance
索赔强度
每次索赔/每次事故的限额 索赔发生式保单 冲击层 签约率 共同保险 共保分摊比率 共保条款 共保不足 共保惩罚 共保要求 共保人 综合成本率 信度补项 综合费率 条件生存概率 消费者价格指数 不利偏差准备 目标承保利润附加 损失走廊条款 信度因子 递延承保费用余额
dispersion parameter earned exposures earned premium employment cost index equity equity flows excess loss
excess loss premium excess pure premium ratio excess ratio
expected losses excess of deductible expected value of the process variance expense constant expense fee
expense fee method experience rating exposed excess exposure base exposure curve exposure unit
extension of exposures facultative reinsurance
离散参数 到期风险单位数 已赚保费 工资成本指数 权益 权益流 超额损失 超额损失保费 超额纯保费比率 超额赔款比率 期望超额赔款 过程方差的均值 费用常数 费用保费 费用保费法 经验费率 超额风险层 风险基础 风险曲线 风险单位 风险单位数扩展法 临时再保险
financial reinsurance finite reinsurance
first-year claims-made policy fixed expense fee fixed expense ratio fixed expenses
fundamental insurance equation generalized linear models
generally accepted accounting principles return on equity guaranteed cost premium homeowners insurance IBNER IBNR
increased limit factor
incurred but not enough reported,IBNER incurred but not reported, IBNR incurred but not reported, IBNR incurred loss in-force exposures in-force premium insurance equation
Insurance Service office, ISO
财务再保险 有限风险再保险 第一期索赔报案制保单 固定费用保费 固定费用率 固定费用 基本保险方程 广义线性模型
公认会计准则下的权益回报率成本保费 房主保险
已发生未完全报案赔款 已发生未报案赔款 增限因子 报案不足准备金 已发生未报案准备金 已发生未报案赔款 已发生赔款 有效风险单位数 有效保费 保险方程 美国保险服务局
insurance to value internal rate of return
internal rate of return method investible equity investment gain limit of liability loss & LAE ratio
loss adjustment expense ratio loss constants loss cost
loss cost method loss development loss elimination ratio, LER loss ratio
loss ratio method manual rates
marginal total method mature claims-made policy minimum bias method model year plan natural parameter net insurance charge
足额投保 内部回报率 内部回报率法 可投资权益 投资收益 责任限额 赔款和理赔费用率 理赔费用率 损失常数 赔款成本 损失成本法 损失进展法 赔款消减比率 赔付率 赔付率法 手册费率 边际总和法
成熟期索赔报案制保单 最小偏差法 模型年计划 自然参数 净保险超支
new money yield no-claim discount,NCD number of exposures number of lines occurrence policy
occurrence/annual aggregate limit one-way analysis
operational expense ratio overinsurance paid loss
payback approach payback period per occurrence excess permissible loss ratio per-risk excess policy database
policyholder-supplied funds premium premium base premium method premium principle
新投资回报率 无赔款优待 风险单位数 线数
事故发生制保单 事故/年度累积限额 单项分析法 经营费用率 超额保险 已付赔款 付还法 付还期 事故超赔再保险 允许赔付率 险位超赔 保单数据库 保单持有人资金 保费 保费基础 保费法 保费原理
premium reversal premium-to-surplus ratio
保费逆转 保费盈余比
present value of income over the present value of equity method 收益现值比权益现值法 present value offset procedure
present value return on cash flow method primary insurer
probable maximum loss profit commission
projected fixed expense provision prospective method pure premium method pure premium rate quota share rate filings rate on line ratemaking manual rating algorithm rating plan rating tables realized capital gain reinsurance
现值抵消法 现金流的现值收益法 原保险人 最大可能损失 纯益手续费 固定费用附加率 前瞻法 纯保费法 纯费率 成数分保 费率备案表 在线费率 费率手册 定价公式 费率计划 费率表 已实现资本利得 再保险
reinsurer renew ratio report date reported loss
report-year-by-lag matrix retrospective date
retrospective development premium retrospective method retrospective premium return period risk information
risk-adjusted discounted cash flow method risk-return trade-off safety loading safety level savings schedule rating
second-year claims-made policy sliding scale standard premium statutory reserves statutory surplus
再保险人 续保率 报案日期 已报案赔款 报案年-延迟年矩阵 追溯日 追溯进展保费 追溯法 追溯保费 重现期 风险信息
风险调整的折现现金流法 风险收益平衡 安全附加 安全水平 节余 表定费率
第二期索赔报案制保单 浮动手续费 标准保费 法定准备金 法定盈余
statutory surplus requirement stockholder-supplied funds subject premium surplus surplus share swing plan tail policy technical ratio treaty reinsurance truncation point ultimate loss umbrella policies
unallocated loss adjustment expense,ULAE underinsurance underwriting expense underwriting expense ratio underwriting gain underwriting guidelines underwriting profit provision unearned exposures unearned premium variable expense provision
法定盈余需求 股东资金 原保费 盈余 溢额分保 摆动计划 尾部责任保 技术综合赔付率 合约再保险 截断点 最终赔款 伞型保单 间接理赔费用 不足额保险 承保费用 承保费用率 承保收益 承保指南 承保利润附加 未到期风险单位数 未赚保费 变动费用附加率
variable expenses
variable permissible loss ratio variable rate
variance of the hypothetical means vehicle symbol plan
workers’ compensation method working layer written exposures written premium
变动费用 可变允许赔付率 可变费率 均值的方差 车辆标志计划 劳工补偿法 工作层 承保风险单位数 承保保费