个人股票投资风险的成因及防范研究-毕业论文

个人股票投资风险的成因及防范研究

内 容 摘 要

经过二十三年，中国股票市场从无到有，并迅速发展起来，对促进我国经济体制改革、发展社会主义市场经济发挥了重要作用。然而由于中国股市产生的特殊经济背景和短暂的时间，中国股市还是一个很不成很不完善的高风险市场，投资股票面临的风险更大股票投资存在很大风险。尤其对于个人投资。认真分析个人投资股票的风险，探求防范者熟风险的有效方法，对培育成熟的个人投资者、提高个人投资者的投资收益、确保股市的健康成长、促进经济的持续发展具有重大的现实意义。本文首先介绍中国股市风险的概念、基本特征和分类;接着从系统风险和非系统风险两大方面分析中国股市面临的主要风险;接下去详细分析个人投资股票面对风险所处的劣势，然后介绍如何防范投资风险，那就是判准大势、选好股票、稳健操作。

关键词：股票 个人投资 系统风险 非系统风险

Research on Causes and prevention of risk of individual

stock investment

Abstract

After a short period of fourteen years, China's stock market from scratch, and develops rapidly, has played an important role in promoting China's economic system reform, the development of the socialist market economy. However, because of special economic background in China's stock market produce and short time, China's stock market is still a very not high risk market is not perfect, face greater risk of investing in stocks of stock investment risk. Especially for personal investment. Careful analysis of individual stock investment risk, explore effective ways to prevent cooked risk, to cultivate a mature individual investors, improve individual investors investment income, the stock market to ensure the healthy growth, is of great practical significance to promote the sustainable development of economy. This paper firstly introduces the concept of the risk of Chinese stock market, the basic characteristics and classification; and then analyses the main risk in China stock market from the systematic risk and non-systematic risk; then a detailed analysis of individual stock investment risks facing the disadvantages, and then describes how to guard against investment risk, that is the criterion, choose the right stock, robust operation trend.

Keywords: stock investment risk non-systematic risk

目 录

一 个人股票投资者现状分析 .......................................... 1

（一）投资风险 ....................................................................................................................... 1

（二）个人股票投资者盈亏情况分析 ................................................................................... 2

二 个人股票投资者风险类型 .......................................... 3

（一）按照风险来源分类 ....................................................................................................... 3

（二）按照风险的最终承受者分类 ....................................................................................... 4

（三）根据风险与收益的关系分类 ....................................................................................... 4

三 个人股票投资者风险成因分析 ...................................... 5

（一）系统性风险分析 ......................................................................... 错误！未定义书签。

（二）非系统性风险分析 ..................................................................... 错误！未定义书签。

四 个人股票投资的风险防范措施 ...................................... 7

（一）判断股市大盘主要趋势 ............................................................................................... 8

（二）掌握有利的买卖时机 ................................................................................................... 8

（三）精心选择股票 ............................................................................................................... 9

参考文献 .......................................................... 11